Terms of Use
Last updated: January 1, 2025
1. Acceptance of Terms
By accessing and using HomeCalc ("we," "us," or "our") at homecalcapp.com (the "Site"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our Site.
2. Description of Service
HomeCalc provides free mortgage calculators and educational resources for informational purposes only. Our tools include mortgage payment calculators, affordability calculators, refinance calculators, and related financial planning resources.
3. Not Financial Advice
Important: The information and calculations provided on this Site are for educational and illustrative purposes only. They do not constitute financial, legal, or tax advice. Results are estimates based on the information you provide and should not be relied upon for making financial decisions.
Before making any financial decisions, including but not limited to obtaining a mortgage, refinancing, or purchasing property, you should consult with qualified professionals such as licensed mortgage brokers, financial advisors, and/or attorneys.
4. Accuracy of Information
While we strive to provide accurate calculations and up-to-date information, we make no warranties or representations about the accuracy, reliability, completeness, or timeliness of any information on this Site. Actual mortgage terms, rates, and costs vary by lender and may differ significantly from our estimates.
5. Use of Calculators
You agree that:
- Calculator results are estimates only and may not reflect actual lending terms
- We are not responsible for decisions made based on calculator results
- Results do not guarantee loan approval or specific terms
- You will not use the calculators for any unlawful purpose
6. Intellectual Property
All content on this Site, including text, graphics, logos, and software, is the property of HomeCalc or its content suppliers and is protected by copyright laws. You may not reproduce, distribute, or create derivative works from our content without written permission.
7. Third-Party Links
Our Site may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of any third-party sites. Links do not imply endorsement.
8. Advertising
We may display advertisements from third-party advertising networks. These ads may use cookies and similar technologies. We are not responsible for the content of advertisements or the privacy practices of advertisers.
9. Limitation of Liability
To the fullest extent permitted by law, HomeCalc shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or reliance on any information provided. This includes, but is not limited to, financial losses resulting from decisions made based on our calculators or content.
10. Disclaimer of Warranties
This Site is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
11. Indemnification
You agree to indemnify and hold harmless HomeCalc and its affiliates from any claims, damages, or expenses arising from your use of the Site or violation of these Terms.
12. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Site after changes constitutes acceptance of the modified Terms.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.
14. Contact Information
If you have questions about these Terms of Use, please contact us at:
Email: legal@homecalcapp.com
Website: homecalcapp.com/contact